The opportunity
A customer-owned (mutual) bank is strengthening its Treasury function and is looking for a Treasury Analyst to play a central role in managing liquidity, funding and interest-rate risk. You will join at a pivotal moment, as the bank invests in its balance-sheet capability and modernises the way it manages risk and reporting. This is a rare chance to take genuine ownership of analysis that directly shapes member outcomes.
What you’ll do
- Monitor daily liquidity and cash-flow positions, ensuring the bank operates comfortably within its risk appetite and regulatory limits.
- Prepare and submit APRA regulatory returns, including liquidity (LCR, MLH and NSFR) and capital reporting, to agreed deadlines.
- Analyse interest-rate risk in the banking book (IRRBB) and support hedging strategies across the funding portfolio.
- Maintain and enhance Treasury models, dashboards and forecasts that inform funding, pricing and balance-sheet decisions.
- Partner with the front office, Finance and Risk to settle transactions and reconcile money-market, deposit and wholesale funding activity.
- Contribute to ALCO papers and board reporting, translating complex data into clear, actionable insights for senior stakeholders.
What you’ll bring
- A degree in finance, economics, accounting or a related discipline.
- CA, CPA or progress towards CFA (or a relevant treasury or risk certification) viewed favourably.
- Experience in a Treasury, balance-sheet, markets or financial-analysis role, ideally within banking or financial services.
- A sound understanding of liquidity, funding and interest-rate risk concepts, and familiarity with APRA prudential standards.
- Strong financial-modelling and Excel skills, with the ability to work accurately under tight reporting deadlines.
- Excellent communication skills and a collaborative, detail-focused approach that builds trust across teams.
Why this role
- Real ownership and exposure to ALCO and senior decision-makers, with clear scope to grow into broader Treasury responsibilities.
- A supportive, values-driven team where your analysis has a tangible impact on members rather than shareholders.
- Genuine flexibility through hybrid working, alongside a competitive package and superannuation.
About the employer
Our client is a customer-owned (mutual) bank that puts members, not shareholders, at the heart of everything it does. With a long-standing reputation for trust, community focus and responsible banking, it offers a stable yet forward-looking environment supported by hybrid working and a culture that genuinely values its people. CapGuard is proud to partner with this organisation to find Treasury talent who share its purpose.